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Terms & Conditions

Last updated: March 19, 2026

These Terms and Conditions ("Terms") govern your use of [WEBSITE URL] (the "Site") and your purchase of digital products from [YOUR BUSINESS NAME] ("we," "us," or "our"). By accessing the Site or purchasing any product, you agree to be bound by these Terms.

If you do not agree with any part of these Terms, do not use the Site or purchase our products.

1. About Our Products

We sell digital information products, including guides, e-books, templates, checklists, and related materials (collectively, "Products") relating to buying property in Greece.

Our Products are for general informational and educational purposes only. They do not constitute legal, financial, tax, or investment advice. The information provided reflects our understanding as of the date of publication and may not reflect the most current legal, regulatory, or market developments.

2. Not Professional Advice — Important Disclaimer

You acknowledge and agree that:

  • The information in our Products is general in nature and is not a substitute for professional advice from a qualified lawyer, accountant, tax advisor, financial advisor, surveyor, or other licensed professional.
  • Laws, regulations, tax rules, and government policies in Greece (and other countries) change frequently. While we make reasonable efforts to keep our Products accurate and up to date, we cannot guarantee that all information is current or complete at the time you read it.
  • Every property transaction is different. The information in our Products may not apply to your specific situation.
  • You are solely responsible for obtaining independent professional advice before making any decisions about purchasing property, investing, relocating, or any related financial or legal matter.
  • We are not liable for any decisions you make or actions you take based on the information in our Products.

3. Purchases and Payment

All prices are listed in Euros (€) unless otherwise stated. Prices include applicable VAT where required.

Payment is processed securely through our third-party payment provider(s). By completing a purchase, you represent that you are authorized to use the payment method provided and that the information you supply is accurate.

Upon successful payment, you will receive access to the purchased Product(s) via email or through your account on our Site.

4. Product Updates

Where stated at the time of purchase, certain Products include updates for a specified period (e.g., 12 months from the date of purchase). After this period, updates are no longer included and any further editions or updates may be offered at an additional cost.

We reserve the right to modify the format, delivery method, or frequency of updates at our discretion.

5. Refund Policy

We offer a [X]-day money-back guarantee from the date of purchase. If you are not satisfied with your purchase for any reason, you may request a full refund within this period by contacting us at [EMAIL ADDRESS].

After the refund period has passed, all sales are final and no refunds will be issued.

Refunds will be credited to the original payment method within [X] business days of approval.

6. Intellectual Property and License

All content in our Products — including text, graphics, templates, checklists, layouts, and branding — is owned by [YOUR BUSINESS NAME] and is protected by copyright and intellectual property laws.

Upon purchase, we grant you a personal, non-exclusive, non-transferable license to use the Product for your own private, non-commercial purposes. This means:

  • You may read, download, save, and print the Product for your personal use.
  • You may not reproduce, redistribute, resell, share, upload, publish, or make the Product (or any portion of it) available to any third party, whether for free or for profit.
  • You may not use the Product or its content to create a competing or derivative product.
  • You may not remove or alter any copyright notices, branding, or attribution.

Violation of these terms may result in termination of your license and legal action.

7. User Accounts

If our Site requires you to create an account, you are responsible for maintaining the confidentiality of your login credentials and for all activity under your account. Notify us immediately if you suspect unauthorized use of your account.

We reserve the right to suspend or terminate accounts that violate these Terms.

8. Acceptable Use

When using our Site, you agree not to:

  • Use the Site for any unlawful purpose
  • Attempt to gain unauthorized access to any part of the Site or its systems
  • Interfere with or disrupt the Site's functionality
  • Scrape, copy, or extract content from the Site using automated tools
  • Misrepresent your identity or affiliation

9. Limitation of Liability

To the fullest extent permitted by applicable law:

  • Our Products are provided "as is" and "as available" without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or completeness.
  • We shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or related to your use of our Site or Products, including (but not limited to) financial losses, lost profits, or damages resulting from decisions made based on information in our Products.
  • Our total liability to you for any claim arising under these Terms shall not exceed the amount you paid for the specific Product giving rise to the claim.

Nothing in these Terms excludes or limits liability that cannot be excluded or limited under applicable law, including liability for fraud, death, or personal injury caused by negligence.

10. Indemnification

You agree to indemnify, defend, and hold harmless [YOUR BUSINESS NAME], its owners, employees, and affiliates from and against any claims, damages, losses, liabilities, and expenses (including legal fees) arising from your breach of these Terms or misuse of our Products or Site.

11. Third-Party Links and Services

Our Site or Products may reference or link to third-party websites, tools, or services. These references are provided for convenience and informational purposes only. We do not endorse, control, or assume responsibility for any third-party content, products, or services.

12. Force Majeure

We shall not be liable for any failure or delay in performing our obligations under these Terms due to circumstances beyond our reasonable control, including but not limited to natural disasters, government actions, internet outages, or technical failures.

13. Modifications to These Terms

We reserve the right to update or modify these Terms at any time. Changes will be posted on this page with a revised "Last updated" date. Your continued use of the Site or Products after changes are posted constitutes acceptance of the revised Terms.

For material changes, we will make reasonable efforts to notify you via email or a prominent notice on our Site.

14. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions shall continue in full force and effect.

15. Governing Law and Jurisdiction

These Terms shall be governed by and construed in accordance with the laws of [YOUR COUNTRY / JURISDICTION]. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the courts of [YOUR CITY/COUNTRY].

If you are a consumer in the European Union, you may also be entitled to submit disputes to the EU Online Dispute Resolution platform at https://ec.europa.eu/consumers/odr.

16. Contact Us

If you have any questions about these Terms, please contact us at:

[YOUR BUSINESS NAME]
Email: [EMAIL ADDRESS]
Address: [PHYSICAL ADDRESS, if applicable]