Appendix C
Greek Property Cost Calculator
Adjust the sliders to match your purchase. All fees reflect 2026 rates for resale properties purchased by individuals.
Your Purchase
Purchase Price€300,000
Monthly Rental Income (optional)€0
Set to €0 if not renting. Used for yield calculation below.
Adjust Fee Rates
Lawyer1.5%
Typical range: 1–2% of purchase price
Agent Commission2%
Typically 2%. VAT of 24% is added automatically.
Notary0.8%
Typical range: 0.65–1%
Cadastre / Registry0.5%
Typically ~0.5%
Engineer / Surveyor€800
Flat fee for technical inspection
Annual Insurance€400
Building + contents. Used in yield calc.
Annual ENFIA Tax€750
Varies by location, size, age. Used in yield calc.
Purchase Cost Breakdown
Purchase Price€300,000
Property Transfer Tax3.09%€9,270
Notary Fees0.8%€2,400
Lawyer Fees1.5%€4,500
Cadastre / Registry0.5%€1,500
Agent Commission (2% + 24% VAT)2.5%€7,440
Engineer / Surveyor€800
Total Additional Costs8.6%€25,910
Total All-In Cost€325,910
Tax Bracket Reference (2026)
First €12,000 → 15% · €12,001–€24,000 → 25% · €24,001–€36,000 → 35% · Above €36,000 → 45%
Notes: This calculator models resale property purchases by individuals in 2026. New-build VAT (currently suspended), corporate structures, Golden Visa costs, and property management fees are not included. Rental tax is calculated on gross income using 2026 progressive rates — deductible expenses (available for long-term lets) would reduce the taxable base. Capital gains tax is suspended through 31 December 2026. Always confirm figures with your lawyer and tax accountant.